Not everyone kept what we think they made

Here's an example of one individual who lost big . . . .

XL Capital Ltd. Chairman Brian O'Hara said he was forced to sell about 80 percent of his stake in the Bermuda-based insurer to meet margin calls.

``The forced sale was due to the precipitous drop in XL's share price last week,'' O'Hara said in a statement distributed by PR Newswire today.

``I had pledged those shares as collateral to secure a personal loan used to fund purchases of XL shares in order to avoid the expiration of certain options,'' O'Hara said. ``The sale in no way reflects a lack of confidence in XL's current and future prospects.''